.public_site__HJr0l{--space-page:clamp(1.25rem,5vw,5rem);background:var(--frater-paper);color:var(--frater-onyx);font-family:var(--font-inter),sans-serif;overflow:clip}.public_site__HJr0l *{box-sizing:border-box}.public_site__HJr0l a{color:inherit;text-decoration:none}.public_site__HJr0l a:focus-visible,.public_site__HJr0l input:focus-visible,.public_site__HJr0l summary:focus-visible{outline:3px solid var(--frater-gold);outline-offset:5px}.public_site__HJr0l h1,.public_site__HJr0l h2,.public_site__HJr0l h3{font-family:var(--font-cinzel),sans-serif;letter-spacing:-.035em;font-weight:600}.public_site__HJr0l p{line-height:1.75}.public_header__tq0aq{display:flex;align-items:center;gap:2rem;min-height:108px;padding:1.5rem var(--space-page);border-bottom:1px solid var(--frater-slate200);max-width:1600px;margin:auto}.public_brand__esq_b{display:inline-flex;align-items:center;gap:.7rem;font:600 1.6rem var(--font-cinzel),sans-serif;letter-spacing:-.04em}.public_brand__esq_b svg{color:var(--frater-gold)}.public_brand__esq_b small{display:block;font:500 .65rem var(--font-inter),sans-serif;letter-spacing:.01em;margin-top:.2rem}.public_header__tq0aq nav{display:flex;align-items:center;gap:1.75rem;margin-left:auto;font-size:.9rem}.public_header__tq0aq a{padding-block:.4rem;min-height:44px}.public_headerAction__69QE6{display:flex;align-items:center;gap:.6rem;border-bottom:1px solid var(--frater-onyx);font-weight:600;font-size:.85rem}.public_hero__5ZRNt{max-width:1600px;margin:auto;padding:5rem var(--space-page);display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center}.public_heroCopy__cYJZ6 h1{font-size:clamp(3.5rem,5.6vw,6.1rem);line-height:1.03;margin:0 0 2rem}.public_heroCopy__cYJZ6 h1 span{color:var(--frater-slate500)}.public_heroCopy__cYJZ6>p{max-width:38rem;font-size:1.08rem;color:var(--frater-slate700);margin-bottom:1.75rem}.public_site__HJr0l .public_primary__YsS1G{display:inline-flex;align-items:center;justify-content:space-between;gap:1.25rem;background:var(--frater-gold);color:var(--frater-onyx);padding:1.05rem 1.3rem;min-height:52px;font-size:.94rem;font-weight:650;border-radius:var(--quantum9-button-radius);line-height:1.5}.public_site__HJr0l .public_primary__YsS1G:hover{background:var(--frater-onyx);color:var(--frater-paper)}.public_textLink__zJUFD{display:inline-flex;align-items:center;gap:.8rem;min-height:44px;font-weight:600;font-size:.95rem;text-decoration:underline!important;text-underline-offset:5px}.public_heroCopy__cYJZ6 .public_textLink__zJUFD{display:flex;width:-moz-fit-content;width:fit-content;margin-top:.6rem}.public_heroCopy__cYJZ6 .public_heroNote__Ut6om{font-size:.8rem;line-height:1.6;margin-top:1.7rem;margin-bottom:0}.public_heroTool__DoNOS{scroll-margin-top:1.5rem}.public_calculator__RJDRc{background:var(--frater-slate100);padding:2rem;border:1px solid var(--frater-slate200);border-radius:8px}.public_calcIntro__TkzGv>span{font-size:.8rem;color:var(--frater-slate700)}.public_calcIntro__TkzGv h2{font-size:1.8rem;line-height:1.17;margin:.6rem 0}.public_calcIntro__TkzGv p{font-size:.8rem;color:var(--frater-slate700);margin:0 0 1.6rem}.public_calcFields__XUFW4{display:grid;grid-template-columns:1fr 1fr;gap:1.05rem 1.25rem}.public_calcFields__XUFW4 label{font-size:.76rem;line-height:1.5;display:flex;flex-direction:column;gap:.4rem}.public_calcFields__XUFW4 input{width:100%;min-width:0;font:500 1rem var(--font-inter),sans-serif;padding:.6rem .7rem;border:1px solid var(--frater-slate500);background:var(--frater-paper);border-radius:4px;min-height:44px;color:var(--frater-onyx)}.public_calcResults__H2Toy{border-top:1px solid var(--frater-slate300);margin-top:1.6rem;padding-top:1.4rem;display:grid;grid-template-columns:1fr 1fr;gap:1.7rem}.public_calcMain__6cOhB>span{font-size:.8rem}.public_calcMain__6cOhB>strong{display:block;font:600 3rem var(--font-cinzel),sans-serif;line-height:1.2}.public_calcMain__6cOhB>strong small{font-size:1.7rem}.public_calcMain__6cOhB p{font-size:.76rem;line-height:1.6;margin:.5rem 0 0;color:var(--frater-slate700)}.public_calcResults__H2Toy dl{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:0;align-content:start}.public_calcResults__H2Toy dt{font-size:.7rem;line-height:1.5;color:var(--frater-slate700)}.public_calcResults__H2Toy dd{margin:.2rem 0 0;font-size:.95rem;font-weight:650}.public_calcNote__eptQD{font-size:.7rem!important;line-height:1.65!important;color:var(--frater-slate700);margin:1.4rem 0 0}.public_calculator__RJDRc>.public_primary__YsS1G{margin-top:1.5rem}.public_principles__Rqzm4{display:flex;justify-content:space-between;gap:1.5rem;padding:1.2rem var(--space-page);background:var(--frater-onyx);color:var(--frater-paper)}.public_principles__Rqzm4 p{display:flex;gap:.65rem;align-items:center;font-size:.83rem;margin:0}.public_principles__Rqzm4 svg{color:var(--frater-gold);flex-shrink:0}.public_method__HTaoU{max-width:1500px;margin:auto;padding:6.5rem var(--space-page);display:grid;grid-template-columns:1fr 1.1fr;gap:6rem}.public_closing__BCoAL h2,.public_method__HTaoU h2,.public_sectionHeading__AfuNy h2{font-size:clamp(2rem,3vw,3rem);line-height:1.15;margin:0 0 1.5rem}.public_method__HTaoU>div>p{color:var(--frater-slate700);margin-bottom:1.5rem}.public_method__HTaoU ol{list-style:none;padding:0;margin:0}.public_method__HTaoU li{display:flex;gap:1.5rem;padding:1.7rem 0;border-top:1px solid var(--frater-slate200)}.public_method__HTaoU li>span{font:500 1rem var(--font-cinzel);color:var(--frater-slate500);padding-top:.2rem}.public_method__HTaoU h3{font-size:1.45rem;line-height:1.2;margin:0 0 .7rem}.public_method__HTaoU li p{font-size:.9rem;color:var(--frater-slate700);margin:0}.public_guides__wiEku{padding:5rem var(--space-page);background:var(--frater-slate100)}.public_sectionHeading__AfuNy{display:flex;justify-content:space-between;gap:2rem;align-items:flex-end;max-width:1400px;margin:0 auto 2.5rem}.public_sectionHeading__AfuNy h2{margin:0}.public_guideGrid__eTWPL{display:grid;grid-template-columns:repeat(3,1fr);max-width:1400px;margin:auto;gap:2.2rem}.public_guideCard__NtPe3{display:flex;flex-direction:column;border-top:2px solid var(--frater-onyx);padding:1rem 0;gap:.9rem}.public_guideNumber___V02H{font:500 2.8rem var(--font-cinzel);color:var(--frater-slate500);margin-bottom:.5rem}.public_guideCard__NtPe3>span:not(.public_guideNumber___V02H){font-size:.78rem}.public_guideCard__NtPe3 h3{font-size:1.5rem;line-height:1.24;margin:0}.public_guideCard__NtPe3 p{font-size:.9rem;color:var(--frater-slate700);margin:0 0 .6rem}.public_readLink__UUyX_{display:flex;align-items:center;gap:.75rem;margin-top:auto;font-weight:650;min-height:44px}.public_guideCard__NtPe3:hover .public_readLink__UUyX_{text-decoration:underline;text-underline-offset:4px}.public_closing__BCoAL{background:var(--frater-onyx);color:var(--frater-paper);display:flex;align-items:center;justify-content:space-between;gap:4rem;padding:5rem var(--space-page)}.public_closing__BCoAL p{max-width:38rem;font-size:1rem;margin:0;color:var(--frater-slate300)}.public_closing__BCoAL .public_primary__YsS1G{flex-shrink:0}.public_footer__Wfm89{padding:4rem var(--space-page) 2rem;display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:3rem;font-size:.85rem;max-width:1600px;margin:auto}.public_footer__Wfm89 p{color:var(--frater-slate700);margin:1rem 0}.public_footer__Wfm89 a{display:inline-flex;gap:.6rem;align-items:center;min-height:44px}.public_footer__Wfm89 nav{display:flex;flex-direction:column;gap:.5rem;align-items:flex-start}.public_footerNote__aWopD{grid-column:1/-1;border-top:1px solid var(--frater-slate200);padding-top:1.5rem;font-size:.75rem}.public_pageIntro__WuaS_{padding:4.5rem var(--space-page) 3rem;max-width:1400px;margin:auto}.public_pageIntro__WuaS_ h1{font-size:clamp(2.6rem,4.8vw,4.5rem);line-height:1.1;max-width:1000px;margin:1.5rem 0}.public_pageIntro__WuaS_ p{max-width:48rem;font-size:1.05rem;color:var(--frater-slate700)}.public_breadcrumbs__KH5tK{display:flex;flex-wrap:wrap;gap:.4rem .8rem;font-size:.8rem;color:var(--frater-slate700)}.public_breadcrumbs__KH5tK a{text-decoration:underline;min-height:32px}.public_articleLayout__zw0Ls{display:grid;grid-template-columns:minmax(0,760px) 240px;gap:5rem;padding:0 var(--space-page) 5rem;max-width:1400px;margin:auto;align-items:start}.public_article__tyf94{font-size:1.04rem;line-height:1.8;min-width:0}.public_article__tyf94 h2{font-size:1.9rem;line-height:1.25;margin:3rem 0 1rem;scroll-margin-top:1.5rem}.public_article__tyf94 h3{font-size:1.25rem;margin:1.5rem 0 .7rem}.public_article__tyf94 p{margin:1.2rem 0}.public_article__tyf94 ol,.public_article__tyf94 ul{padding-left:1.4rem;margin:1.2rem 0;list-style:revert}.public_article__tyf94 li{padding-left:.3rem;margin:.65rem 0}.public_article__tyf94 a{text-decoration:underline;text-underline-offset:4px}.public_article__tyf94 aside{padding:1.1rem 1.5rem;background:var(--frater-slate100);margin:1.5rem 0}.public_article__tyf94 table{border-collapse:collapse;font-size:.9rem;width:100%}.public_article__tyf94 td,.public_article__tyf94 th{padding:.8rem .5rem;border-bottom:1px solid var(--frater-slate200);text-align:left;vertical-align:top}.public_article__tyf94 th{font-weight:650}.public_toc__SzXcO{font-size:.85rem;border-top:2px solid var(--frater-onyx);padding-top:1.2rem;position:sticky;top:2rem}.public_toc__SzXcO a{display:block;padding:.6rem 0;line-height:1.6}.public_toc__SzXcO .public_primary__YsS1G{margin-top:1.5rem;font-size:.8rem}.public_byline__Gd_uw{font-size:.8rem!important}.public_calculatorPage__9t9ep{max-width:1100px;margin:auto;padding:0 var(--space-page) 4rem}.public_calculatorPage__9t9ep .public_calcFields__XUFW4{grid-template-columns:repeat(3,1fr)}.public_calculatorPage__9t9ep .public_calcResults__H2Toy{grid-template-columns:1fr 2fr}.public_calculatorPage__9t9ep .public_calcResults__H2Toy dl{grid-template-columns:repeat(3,1fr)}.public_faq___TflU details{border-top:1px solid var(--frater-slate200);padding:1rem 0}.public_faq___TflU summary{font-weight:600;cursor:pointer;min-height:44px;padding:.5rem 0}.public_related__9unEg{margin-top:3rem;padding-top:1rem;border-top:1px solid var(--frater-slate200)}.public_related__9unEg a{display:block;padding:.7rem 0;line-height:1.5}.public_article__tyf94 .public_primary__YsS1G{text-decoration:none}@media (min-width:1600px){.public_closing__BCoAL,.public_principles__Rqzm4{padding-inline:max(var(--space-page),calc((100vw - 1400px) / 2))}}@media (max-width:1100px){.public_header__tq0aq,.public_header__tq0aq nav{gap:1rem}.public_headerAction__69QE6{font-size:.75rem}.public_hero__5ZRNt{gap:2rem;padding-block:3.5rem;grid-template-columns:.9fr 1.1fr}.public_heroCopy__cYJZ6 h1{font-size:clamp(3rem,6vw,4.6rem)}.public_calculator__RJDRc{padding:1.4rem}.public_calcResults__H2Toy{gap:1rem}.public_method__HTaoU{gap:3rem}.public_closing__BCoAL{gap:2rem;align-items:flex-start;flex-direction:column}.public_articleLayout__zw0Ls{gap:2.5rem;grid-template-columns:minmax(0,1fr) 200px}}@media (max-width:760px){.public_header__tq0aq{flex-wrap:wrap;padding-block:1.2rem;gap:.75rem}.public_brand__esq_b{font-size:1.4rem}.public_header__tq0aq nav{order:3;justify-content:space-between;width:100%;margin:0;border-top:1px solid var(--frater-slate200);padding-top:.5rem}.public_headerAction__69QE6{margin-left:auto;max-width:145px;font-size:.72rem;line-height:1.5}.public_hero__5ZRNt{grid-template-columns:1fr;padding-top:2.8rem;gap:2.5rem}.public_heroCopy__cYJZ6 h1{font-size:clamp(3.2rem,10vw,4.8rem);margin-bottom:1.5rem}.public_heroCopy__cYJZ6>p{font-size:1rem;max-width:32rem}.public_heroCopy__cYJZ6 .public_primary__YsS1G{font-size:.85rem;max-width:100%}.public_heroNote__Ut6om{margin-top:1rem!important}.public_principles__Rqzm4{flex-direction:column;gap:.9rem;padding-block:1.5rem}.public_method__HTaoU{grid-template-columns:1fr;gap:2rem;padding-block:3.5rem}.public_sectionHeading__AfuNy{flex-direction:column;align-items:flex-start;gap:1rem}.public_guideGrid__eTWPL{grid-template-columns:1fr;gap:1.5rem}.public_guideNumber___V02H{font-size:2rem;margin:0}.public_guideCard__NtPe3{gap:.7rem}.public_guides__wiEku{padding-block:3rem}.public_closing__BCoAL{padding-block:3.5rem}.public_closing__BCoAL .public_primary__YsS1G{max-width:100%;font-size:.85rem}.public_footer__Wfm89{grid-template-columns:1fr 1fr;gap:1.5rem;padding-block:3rem 1rem}.public_footer__Wfm89>div{grid-column:1/-1}.public_footer__Wfm89 nav{font-size:.8rem}.public_articleLayout__zw0Ls{display:flex;flex-direction:column-reverse;gap:2rem;padding-bottom:3rem}.public_toc__SzXcO{position:static;width:100%;display:flex;flex-wrap:wrap;gap:.3rem 1rem}.public_toc__SzXcO strong{width:100%}.public_toc__SzXcO .public_primary__YsS1G{margin-top:0}.public_article__tyf94{font-size:1rem}.public_pageIntro__WuaS_{padding-block:2.5rem 2rem}.public_pageIntro__WuaS_ h1{font-size:2.65rem}.public_calculatorPage__9t9ep .public_calcFields__XUFW4{grid-template-columns:1fr 1fr}.public_calculatorPage__9t9ep .public_calcResults__H2Toy{grid-template-columns:1fr}.public_calculatorPage__9t9ep .public_calcResults__H2Toy dl{grid-template-columns:1fr 1fr}}@media (max-width:380px){.public_calcFields__XUFW4{gap:1rem .65rem}.public_calcResults__H2Toy{grid-template-columns:1fr}.public_calcMain__6cOhB{display:grid;grid-template-columns:1fr 1fr;gap:.4rem}.public_calcMain__6cOhB p{grid-column:1/-1}.public_calcMain__6cOhB strong{grid-column:2;grid-row:1/3;text-align:right}.public_calculator__RJDRc{padding:1.1rem}.public_headerAction__69QE6{max-width:114px}.public_heroCopy__cYJZ6 h1{font-size:3rem}.public_site__HJr0l .public_primary__YsS1G{gap:.7rem;padding:.9rem 1rem}.public_footer__Wfm89{grid-template-columns:1fr}.public_footer__Wfm89>div{grid-column:auto}}@media (prefers-reduced-motion:reduce){.public_site__HJr0l *{scroll-behavior:auto!important;transition:none!important}}